Generally speaking, when you talk to someone about managing their money, eliminating debt and building up a savings then the 1st thing to do is cut down on your expenses. I don’t think that anyone ever talks about working on ways to expand your income, making more money to achieve your financial goals. For mostContinue reading “Expand Your Income”
Author Archives: KJ
You Must Have a Strong Reason (Why?)
Why do you make certain decisions in your life? Do you make decisions for someone else, yourself or the betterment of your community? I ask you these questions because a strong and solid reason of why you do something will bring you through tough times. Yes, this is a blog on personal finance so youContinue reading “You Must Have a Strong Reason (Why?)”
Delayed Gratification
Can you be disciplined enough to make a plan and see it all the way through until the end? If you know anyone who has been successful at anything then you are looking at someone who delayed gratification. Gratification is a source of satisfaction and pleasure (Merriam-Webster). So delayed gratification means to slow down orContinue reading “Delayed Gratification”
5 Ways to Increase your Savings Account
Saving is something this commonly talked about by almost everyone but nobody actually does it for various reasons. I’m here to say that it is easier than you think; I personally did give myself excuses of why I couldn’t save and believed them for a while. One day I decided to start saving because IContinue reading “5 Ways to Increase your Savings Account”
Budgeting: Should you do it?
The foundation for money management is the establishment of a budget. Now budget is the last word most people want to hear because it’s synonymous with the word diet. Normally a diet or budget is built in order to limit things that you like in order to gain in the long run. I’m not askingContinue reading “Budgeting: Should you do it?”
Personal Finance 101 